Plan, Measure, Monitor®

Since each person, family, and business is unique, each financial plan should be unique as well.

Step one in the development of any plan is to establish a starting point.  An analysis is done of all current investment accounts, assets, and liabilities.  We will also discuss cash flows and budgets to get a better understanding of a client's current situation.

Once it is clear where you are, it's important to plan for where you want to go.  Developing long-term and retirement goals is about both keeping things realistic and working toward your best outcomes. 

A thorough and ongoing plan will involve seeking to optimize your investments, current and future savings habits, and analyzing strategies for other income streams such as Social Security or other available pensions. 

Once a Financial Plan is established, it serves as a guide and reference point to monitor ongoing progress and also analyze potential significant changes, such as working in an inheritance or exploring the details of a career change.  

Included in financial planning:

Investment Management

Properly aligning savings and investments with goals and risk profiles.

Insurance Analysis/Risk Management

Supplementing savings and investments with proper insurance coverages.

Education Planning

Giving you an understanding of inflation of higher education costs and different avenues to fund them.

Retirement Planning

Optimization of Social Security options as well as available pensions, in addition to savings and investments.

Estate Planning

Helping you to leave a legacy for your generations to come.

Philanthropy

Giving you guidance on donating to charitable organizations and related tax implications.