As an independent firm, you can trust that an investment plan created for you is aligned with your strategies and goals. During the portfolio creation process, we will explain how each piece fits in perspective with the greater goals. Investments and strategies are periodically reviewed to ensure that there is always a proper fit with both expectations and objectives.
Our recommendations generally fit into three broad categories:
This approach to investing tends to be best for taxable money. It can potentially be the most tax efficient, lowest-cost, "Asset-Allocation" approach.
This approach allows for balancing of overweight/underweight portfolios, implements the "Top-Down" approach, and reduces correlation to the overall market.
This approach is best for tax-deferred money. It allows for the implementation of a "Defined Risk Management Process" seeking to participate in market gains, during favorable conditions and help protect against losses, during adverse market conditions.
*Asset Allocation does not ensure a profit or protect against a loss*